In Kenya, owning a private vehicle comes with the responsibility of ensuring it is adequately insured. If you are seeking a flexible and cost-effective option, one-month third-party-only insurance is a viable choice. Buy one month third party insurance for your private vehicle online today.
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Understanding Third Party Only Insurance
Third-party insurance is the minimum legal requirement for private vehicles in Kenya. It covers damages or injuries caused to third parties, including pedestrians and other drivers, in the event of an accident. One-month policies offer short-term relief, allowing vehicle owners to comply with legal requirements without committing to a long-term plan.
Flexibility for Short-Term Needs
Life is unpredictable, and so are our vehicle usage patterns. Whether it’s a temporary relocation, a short-term project, or simply a break from regular driving, a one-month third-party insurance plan provides the coverage needed without the commitment of an annual policy. This flexibility is particularly beneficial for occasional drivers or those who use their vehicles sporadically.
One of the key advantages of opting for a one-month third-party policy is its cost-effectiveness. Instead of paying for a full year of coverage, vehicle owners can tailor their insurance to their specific needs, potentially saving money. This option is especially appealing for individuals who don’t use their vehicles regularly but still want to meet legal requirements.
Quick and Convenient
Securing insurance for a private vehicle in Kenya can sometimes be a time-consuming process. One-month third-party policies are designed to be quick and convenient. With minimal paperwork and a straightforward application process, vehicle owners can ensure they are compliant with the law in a matter of minutes.
Considerations Before Opting In
While one-month third-party insurance offers several advantages, it’s essential for vehicle owners to consider their specific needs and circumstances before opting for this short-term solution. If you anticipate regular use of your vehicle beyond one month or have concerns about potential damages to your own vehicle, a comprehensive insurance plan might be a more suitable choice.
FAQs: How to Buy Third Party Insurance in Kenya Online
What is Third Party Motor Insurance?
Third Party Motor Insurance is a type of insurance that provides coverage for damages and injuries caused to third parties by the insured vehicle.
Is Third Party Motor Insurance mandatory in Kenya?
Third Party Motor Insurance is the minimum motor vehicle insurance requirement in Kenya. It is an alternative to the comprehensive motor vehicle insurance which offers more benefits. Here is a detailed article on Comprehensive vs. Third-Party Motor Vehicle Insurance.
How does Third Party Motor Insurance work?
This insurance covers the financial liabilities of the insured for damages to third-party property or injuries caused to third parties. It does not cover damages to the insured vehicle.
How can I buy Third Party Motor Insurance online in Kenya?
You can easily purchase Third Party Motor Insurance online through Divani today and get your certificate within minutes. You also get an option to buy a one month third party insurance for your private vehicle.
What documents are required to buy Third Party Motor Insurance online?
You will need a copy (pdf or images) of your vehicle’s log book, your KRA Pin, and your ID or Passport to purchase Third Party Motor Insurance online.
Can I get instant coverage when buying Third Party Motor Insurance online?
Yes, Divani offers instant coverage for Third Party Motor Insurance upon successful completion of the purchase. We only take a few minutes to confirm premium payment and the details provided.
Can I pay for Third Party Motor Insurance in installments online?
Yes, you can pay for your third party insurance in installments online. Divani now allows you to pay at least KES 4,000 for the full year cover and pay the balance within a month. You will receive a one month certificate after the first installment which will be extended to the full year after paying the outstanding premium amount.
Is it safe to buy Third Party Motor Insurance online?
Yes, it is safe to buy Third Party Motor Insurance online from reputable and licensed insurance providers like Divani. Call or WhatsApp: 0723 493 660 if you need assistance or require any clarification.
Can I renew Third Party Motor Insurance online in Kenya?
Yes, you can renew your third party insurance policy on Divani today. If you are a new client, simply fill this purchase form and provide the required information and documents. Existing clients only need to send us the confirmation of premium payment on WhatsApp or email.
Can I buy Third Party Motor Insurance for commercial vehicles online?
Yes, you can buy Third Party Motor Insurance for both private and commercial vehicles on Divani today. Note that one-month third party insurance only applies to private vehicles.
Summing it Up
For private vehicle owners in Kenya seeking flexibility, cost-effectiveness, and quick compliance with legal requirements, a one-month third-party-only insurance plan is an optimal solution. By tailoring coverage to short-term needs, individuals can enjoy the benefits of insurance without the commitment of a year-long policy. Evaluate your driving habits and needs to determine if this option aligns with your requirements, providing the right balance between protection and flexibility.
One month cover: private vehicles only
Full year cover: private and commercial vehicles