Trusted by 1,000+

Buy Insurance Online
Fast & Secure - Anywhere in Kenya

Digital-first insurance tailored for convenience - licensed providers, transparent payments, nationwide support, and digital delivery.

Trusted by 1,000+

Buy Insurance Online
Fast & Secure Anywhere in Kenya

Digital-first insurance tailored for convenience - licensed providers, transparent payments, nationwide support, and digital delivery.

Third Party Motor Insurance

Stay road-legal with fast and flexible cover. Choose a one-month plan for private cars or a full-year plan, payable in 2 parts. Certificate sent to your WhatsApp or email.

Buy Certificate Now

Travel Insurance

Travel safe anywhere you go. This local and international travel insurance covers medical emergencies, delays, lost luggage, and more. Fill a short form to estimate your premium.

Get a Free Quote

Personal Accident Insurance

Be prepared for the unexpected. Get financial protection against accidental death, permanent disability, or injury. Choose a package that suits you and your dependents.

Select a PA Package

Home Insurance

Protect your home and everything in it. Shield your home and belongings from fire, theft, flooding, and accidental damage - homeowners and tenants.

Select a Home Package

DIVANI INSURANCE AGENCY

Why Choose Us

At Divani, we make it easy for Kenyans to get reliable insurance online—quickly, affordably, and without the hassle of paperwork. Whether you need third party motor insurance, travel insurance, home protection, or personal accident cover, Divani gives you the freedom to get insured from anywhere in Kenya.

Here’s why clients trust us every day:

Licensed & Trusted

Divani insurance agency is licensed and regulated by the IRA. We only work with licensed insurance companies.

Fully Online Process

No queues. No paperwork. Get your cover from your phone or computer—wherever you are.

Fast Digital Delivery

Once payment and documents are received, your policy or certificate is prepared within the hour and sent to your email or WhatsApp.

Transparent & Secure Payments

You pay directly to the licensed insurance company. We only facilitate the process—no hidden fees, no middlemen.

Nationwide Coverage

Whether you’re in Nairobi, Kisumu, Mombasa, Eldoret, or anywhere else in Kenya—our services work for you.

HOW IT WORKS

Steps to Buy Insurance Online

Getting insured with Divani is fast, easy, and 100% online — no paperwork, no office visits, and no long waits. We’ve designed our platform with convenience in mind. Whether you need insurance for your car, a travel policy for your next trip, cover for your home, or personal accident protection for yourself or a loved one, Divani makes the process seamless from start to finish.

1. Fill Out a Quick Form

Start by selecting the type of insurance you need and filling out a short online form. It only takes a few minutes.

2. Send Required Documents

Upload clear pictures of your required documents. For motor insurance, we’ll need your logbook, national ID, and KRA PIN.

3. Pay Directly to the Insurer

Use the instructions in the online form to pay the insurance company directly — we never handle your money. This ensures transparency and security.

4. We Process Your Cover

Once your documents and payment are confirmed, we immediately process your cover and prepare your certificate or policy.

5. Get Your Certificate or Policy

Your insurance certificate or policy document will be delivered to your email or WhatsApp — usually within the hour.

6. Stay Protected with Reminders

We track your cover and send timely renewal reminders so you’re always protected.

TESTIMONIALS

What Our Clients Say

We’ve helped many Kenyans get insured quickly and confidently—right from their phones. Here’s what some of our happy clients have to say about their experience with Divani Insurance Agency.

I enjoy the convenience the most. I deal with a lovely lady who reminds me to renew my insurance on time every year. I would recommend.

I rarely use my car, so I buy the one-month third party insurance from Divani. They are fast and have good customer support. These days I only pay, send Mpesa confirmation and I get my certificate on WhatsApp for printing.

I found Divani online and took a chance with them but have since enjoyed working with them. I liked that payments went to the insurance company and they send you your policy on email. I plan to stay longer.

ANYWHERE IN KENYA

Buy Insurance Online in Kenya

Looking for a simple way to get insured in Kenya? At Divani Insurance Agency, we make it easy to buy insurance online—wherever you are. From Nairobi to Mombasa, Kisumu to Eldoret, and every town in between, you can secure coverage in minutes without leaving your home.

We offer Third Party Motor Insurance (monthly or full-year options), Travel Insurance for both local and international trips—including Schengen visas, Home Insurance that protects your property and belongings, and Personal Accident Cover for individuals, families, and students.

All payments are made directly to the insurer, and you only need to send us a confirmation message to complete the process. We handle the rest—no paperwork, no queues, and no delays. Your insurance certificate is delivered via email or WhatsApp, often within the hour.

FAQs

Questions Answers

Can I buy insurance fully online in Kenya?

Yes. With Divani Insurance Agency, the entire process—from getting a quote to receiving your insurance certificate—is done online via our website, WhatsApp, or email. No paperwork or office visits required.

Do I pay Divani directly?

No. All payments go directly to the insurance company. You simply send us the payment confirmation, and we’ll facilitate the processing of your cover.

How long does it take to get covered?

Once payment is confirmed, most covers—especially third party motor insurance—are processed within minutes to an hour. Travel and personal accident insurance can also be issued on the same day.

What documents are required to buy insurance?

For most covers, you’ll need clear photos or scans of your National ID, KRA PIN, and—for motor insurance—your car logbook.

Does Divani operate in all parts of Kenya?

Yes. Whether you’re in Nairobi, Mombasa, Kisumu, Eldoret, or anywhere else in Kenya, our digital platform serves clients nationwide.

What does third party motor insurance cover in Kenya?

TPO (Third Party Only) insurance covers you against liability for injury, death, or property damage to third parties caused by your vehicle. It is the minimum legal requirement in Kenya for all motor vehicles.

What are the available payment options for TPO?

You can choose:

Monthly (1 month) cover at Ksh 1,547 for private vehicles only.
Full Year cover at Ksh 7,574, payable in two instalments: Ksh 4,000 upfront, and Ksh 3,574 within a month.

How do I receive my TPO certificate?

Your certificate is sent to you via email or WhatsApp within an hour after payment confirmation and document submission.

Can I pay for TPO insurance in instalments?

Yes. The full year cover allows a split payment—pay Ksh 4,000 now and receive a 1-month certificate, then pay the balance to receive the full-year certificate.

Can I renew my policy with you?

Yes. We send automatic reminders before your policy expires to help you renew on time and stay compliant. You can also move your policy to us and enjoy convenient customer support.

What does home insurance cover?

Our home insurance policy includes:

Protection against fire, theft, and natural disasters
Cover for household contents and electronics
Personal liability
Coverage for domestic workers

Do you offer Schengen visa travel insurance?

Yes. We provide Schengen-approved travel insurance for individuals, students, and families applying for visas to Europe and other global destinations.

What does travel insurance cover?

It includes:

Medical emergencies
Trip cancellations or delays
Lost luggage
Personal accidents
24/7 global assistance

Can I get same-day travel insurance?

Absolutely. Once documents and payment are received, we process and send your travel cover within the hour.

What does personal accident insurance include?

It covers:

Accidental death and disability
Medical expenses and hospitalization
Flexible plans for students, professionals, and families

Is my information safe with Divani?

Yes. We value your privacy and only use your documents for policy processing. We do not share your data with third parties without your consent. See our Privacy Policy.

Get In Touch

Have a question or need help choosing the right insurance?

Our friendly support team is here to assist you—whether you’re applying for a new policy, following up on an existing one, or just exploring your options. Fill out the form and we’ll get back to you shortly.

You can reach us via: