Trusted by 1,000+

Buy Insurance Online
Wherever You Are in Kenya

Fast, simple, digital-first insurance. Backed by licensed providers, transparent payments, and nationwide support. Get your cover on email or WhatsApp in minutes.
Trusted by 1,000+

Buy Insurance Online Anywhere in Kenya

Fast, simple, digital-first insurance. Backed by licensed providers, transparent payments, and nationwide support. Get your cover on email or WhatsApp in minutes.

Third Party Motor Insurance

Stay road-legal with fast and flexible cover. Choose a one-month plan for private cars or a full-year plan, payable in 2 parts. Certificate sent to your WhatsApp or email.
Buy Motor TPO

Travel Insurance

Travel with confidence. Schengen, worldwide, student, inbound, and domestic packages. Get medical cover, emergency support, baggage protection, trip disruption benefits and more.
Buy Travel Insurance

Personal Accident Insurance

Be prepared for the unexpected. Get financial protection against accidental death, permanent disability, or injury. Choose a package that suits you and your dependents.
Buy Personal Accident

Home Insurance

Protect your home and everything in it. Shield your home and belongings from fire, theft, flooding, and accidental damage. Reliable insurance for both homeowners and tenants.
Buy Home Insurance
Divani Insurance Agency

Why Choose Us

At Divani, we make it easy for Kenyans to get reliable insurance online—quickly, affordably, and without the hassle of paperwork. Whether you need third party motor insurance, travel insurance, home protection, or personal accident cover, Divani gives you the freedom to get insured from anywhere in Kenya.

Here’s why clients trust us every day:

Licensed & Trusted

Divani insurance agency is licensed and regulated by the IRA. We only work with licensed insurance companies.

Fully Online Process

No queues. No paperwork. Get your cover from your phone or computer—wherever you are.

Fast Digital Delivery

Once payment and documents are received, your policy or certificate is prepared within the hour and sent to your email or WhatsApp.

Secure Payments

We have streamlined our process to make it easy for you to pay for your insurance using Lipa na MPesa.

Nationwide Coverage

Whether you’re in Nairobi, Kisumu, Mombasa, Eldoret, or anywhere else in Kenya—our services work for you.

Why choose Divani Insurance Agency
How it Works

Steps to Buy Insurance Online

Getting insured with Divani is fast, easy, and 100% online — no paperwork, no office visits, and no long waits. We’ve designed our platform with convenience in mind. Whether you need insurance for your car, a travel policy for your next trip, cover for your home, or personal accident protection for yourself or a loved one, Divani makes the process seamless from start to finish.

1. Select Your Insurance

Start by choosing the insurance cover that fits your needs — whether it’s Motor, Travel, Personal Accident, or Home Insurance. We partner with trusted insurance companies in Kenya to bring you the best options at competitive rates.

2. Fill in Your Details

Provide the details required for the insurance cover you selected. Add different insurance products on your cart or checkout immediately. Takes few minutes.

3. Upload Required Documents

Easily upload your required documents such as KRA PIN, ID/Passport, and logbook (for motor insurance). Our platform uses encrypted upload technology to keep your documents private and secure.

4. Lipa na M-Pesa or Bank Transfer

Make your payment safely through Lipa na M-Pesa or bank transfer and place your order instantly. All payments are processed securely — your information is protected at every step.

5. We Process Your Cover

Once your documents are received, our team verifies them and processes your insurance. If anything else is needed, we’ll reach out promptly to finalize your policy without delay. Your insurance certificate and policy documents are sent directly to your Email or WhatsApp.

6. Automatic Renewal Reminders

We’ll remind you before your cover expires. Your uploaded documents are stored securely, so you won’t need to upload them again at renewal.

Testimonials

What Our Clients Say

We’ve helped many Kenyans get insured quickly and confidently—right from their phones. Here’s what some of our happy clients have to say about their experience with Divani Insurance Agency.
I enjoy the convenience the most. I deal with a lovely lady who reminds me to renew my insurance on time every year. I would recommend.
Daisy
I rarely use my car, so I buy the one-month third party insurance from Divani. They are fast and have good customer support. These days I only pay, send Mpesa confirmation and I get my certificate on WhatsApp for printing.
Luke
I found Divani online and took a chance with them but have since enjoyed working with them. I liked that payments went to the insurance company and they send you your policy on email. I plan to stay longer.
Simon
Anywhere in Kenya

Buy Insurance Online in Kenya

Looking for a simple way to get insured in Kenya? At Divani Insurance Agency, we make it easy to buy insurance online—wherever you are. From Nairobi to Mombasa, Kisumu to Eldoret, and every town in between, you can secure coverage in minutes without leaving your home.

We offer Third Party Motor Insurance (monthly or full-year options), Travel Insurance for both local and international trips—including Schengen visas, Home Insurance that protects your property and belongings, and Personal Accident Cover for individuals, families, and students.

FAQs

Questions? Answers.

Can I buy insurance fully online in Kenya?

Yes. With Divani Insurance Agency, the entire process—from getting a quote to receiving your insurance certificate—is done online via our website, WhatsApp, or email. No paperwork or office visits required.

How do I pay for my premium?

You pay securely at checkout using Lipa na MPesa.

How long does it take to get covered?

Once payment is confirmed, most covers—especially third party motor insurance—are processed within minutes to an hour. Travel and personal accident insurance can also be issued on the same day.

What documents are required to buy insurance?

For most covers, you’ll need clear photos or scans of your National ID, KRA PIN, and—for motor insurance—your car logbook.

Does Divani operate in all parts of Kenya?

Yes. Whether you’re in Nairobi, Mombasa, Kisumu, Eldoret, or anywhere else in Kenya, our digital platform serves clients nationwide.

What does third party motor insurance cover in Kenya?

TPO (Third Party Only) insurance covers you against liability for injury, death, or property damage to third parties caused by your vehicle. It is the minimum legal requirement in Kenya for all motor vehicles.

What are the available payment options for TPO?

You can choose:

  • Monthly (1 month) cover at Ksh 1,547 for private vehicles only.

  • Full Year cover at Ksh 7,574, payable in two instalments: Ksh 4,000 upfront, and Ksh 3,574 within a month.

How do I receive my TPO certificate?

Your certificate is sent to you via email or WhatsApp within an hour after payment confirmation and document submission.

Can I pay for TPO insurance in instalments?

Yes. The full year cover allows a split payment—pay Ksh 4,000 now and receive a 1-month certificate, then pay the balance to receive the full-year certificate.

Can I renew my policy with you?

Yes. We send automatic reminders before your policy expires to help you renew on time and stay compliant. You can also move your policy to us and enjoy convenient customer support.

What does home insurance cover?

Our home insurance policy includes:

  • Protection against fire, theft, and natural disasters

  • Cover for household contents and electronics

  • Personal liability

  • Coverage for domestic workers

Do you offer Schengen visa travel insurance?

Yes. We provide Schengen-approved travel insurance for individuals, students, and families applying for visas to Europe and other global destinations.

What does travel insurance cover?

It includes:

  • Medical emergencies

  • Trip cancellations or delays

  • Lost luggage

  • Personal accidents

  • 24/7 global assistance

Can I get same-day travel insurance?

Absolutely. Once documents and payment are received, we process and send your travel cover within the hour.

What does personal accident insurance include?

It covers:

  • Accidental death and disability

  • Medical expenses and hospitalization

  • Flexible plans for students, professionals, and families

Is my information safe with Divani?

Yes. We value your privacy and only use your documents for policy processing. We do not share your data with third parties without your consent. See our Privacy Policy.

Contact Us

Get In Touch

    Have a question or need help choosing the right insurance?

    Our friendly support team is here to assist you—whether you’re applying for a new policy, following up on an existing one, or just exploring your options. Fill out the form and we’ll get back to you shortly.

    Use the chat button for prompt responses. Our agents are always online.

    We respect your privacy. Your information will only be used to respond to your inquiry.

    Thank you for choosing Divani as your trusted platform for buying insurance online in Kenya.

    Call or WhatsApp: 0723 493 660

    Knowledge Base

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