Personal Accident Insurance in Kenya

Price range: KSh 1,550 through KSh 66,900

Protect yourself and your family from the unexpected. Divani’s Personal Accident Insurance offers financial support for accidental injuries, disability, or death — including hospital cash, income replacement, and funeral expenses.
Benefit Limit
Accidental death KES 200,000
Accidental dismemberment KES 200,000
Accidental medical expense reimbursement KES 150,000
Cost of artificial appliances due to accidental loss KES 50,000
Dental treatment due to accidental injuries KES 10,000
Funeral expenses (accidental death) KES 20,000
Tuition reimbursement (accidental injuries) KES 100,000
Daily expense KES 1,500
Benefit Limit
Accidental death KES 1,200,000
Accidental permanent total disablement KES 1,200,000
Hospital cash KES 3,000
Accidental temporary total disablement (loss of income) per week max 104 weeks KES 11,000
Accidental medical expense KES 110,000
Artificial appliance (accidental loss) KES 15,000
Funeral expenses (accidental death) KES 20,000
Benefit Limit
Accidental death KES 2,400,000
Accidental permanent total disablement KES 2,400,000
Hospital cash KES 5,000
Accidental temporary total disablement (loss of income) per week max 104 weeks KES 15,000
Accidental medical expense KES 210,000
Artificial appliance (accidental loss) KES 20,000
Funeral expenses (accidental death) KES 30,000
Benefit Limit
Accidental death KES 4,800,000
Accidental permanent total disablement KES 4,800,000
Hospital cash KES 8,000
Accidental temporary total disablement (loss of income) per week max 104 weeks KES 20,000
Accidental medical expense KES 260,000
Artificial appliance (accidental loss) KES 25,000
Funeral expenses (accidental death) KES 40,000
Benefit Limit
Accidental death KES 8,000,000
Accidental permanent total disablement KES 8,000,000
Hospital cash KES 10,000
Accidental temporary total disablement (loss of income) per week max 104 weeks KES 25,000
Accidental medical expense KES 300,000
Artificial appliance (accidental loss) KES 35,000
Funeral expenses (accidental death) KES 50,000
Benefit Limit
Accidental death KES 12,000,000
Accidental permanent total disablement KES 12,000,000
Hospital cash KES 12,000
Accidental temporary total disablement (loss of income) per week max 104 weeks KES 30,000
Accidental medical expense KES 400,000
Artificial appliance (accidental loss) KES 50,000
Funeral expenses (accidental death) KES 60,000

Step 1: Your Details

    Step 2: Coverage

    Add to cart to explore other insurance products, or Buy Now to proceed to checkout and complete your order securely via Lipa na M-Pesa or Bank Transfer. Need assistance or clarifications? Call/WhatsApp: 0723 493 660