Buy Third Party Motor Insurance Online in Kenya – Instant TPO Cover Anywhere

The Easiest Way to Get Third Party Motor Insurance in Kenya

If you’re looking to buy third party motor insurance (TPO) in Kenya, you no longer need to queue at insurance offices or deal with paperwork. You can now get instant cover completely online, from anywhere in Kenya, in just a few steps. Whether you need a short-term one-month cover or a flexible full-year policy, we’ve made the process simple, fast, and 100% digital.

What Is Third Party Motor Insurance (TPO) in Kenya?

Third Party Motor Insurance — often referred to as TPO insurance — is the minimum legal requirement for vehicles on Kenyan roads. It covers injuries or damages caused to other people or their property but does not cover your own vehicle.

TPO Insurance Options Available

We offer two flexible third party cover options based on your needs and budget:

1. One-Month TPO Cover (Private Vehicles Only)

• Ideal for: Private car owners needing short-term legal cover
• Premium: KSh 1,547 only
• Validity: 30 days
• No paperwork, fast delivery

2. Full-Year TPO Cover (All Vehicle Types)

• Premium: KSh 7,574
• Flexible Payment Plan:
  • Pay KSh 4,000 upfront → receive a one-month certificate
  • Pay KSh 3,574 within the first month → receive the full-year certificate
• Applies to: Private cars and commercial vehicles. Commercial vehicles with passengers will need to get passenger legal liability cover as well.

How Payments Work

We’ve simplified the payment process to keep things secure and transparent:

• You pay directly to our licensed insurance partner (not to us)
• We provide the paybill or bank details – see form below
• After payment, send us the confirmation message
• We handle the rest and issue your cover quickly

How Fast Is the Process?

Once we confirm your payment and documents, we prepare your certificate within the hour. You’ll receive it via WhatsApp or email, whichever you prefer.

Required Documents

All you need are clear pictures or scans of the following:

• The vehicle logbook
• Your KRA PIN
• Your National ID

That’s it — no printed forms or visits needed.

Works Anywhere in Kenya

We serve clients nationwide — Nairobi, Mombasa, Kisumu, Eldoret, Nakuru, and every other town in Kenya. As long as you have an internet connection, you can get covered.

How to Buy Third Party Insurance Online in Kenya (Step-by-Step)

Step 1: Fill Out the Online Form Below

Give us your contact information and tell us about your vehicle.

Step 2: Specify the Type of Coverage

Select the start date of your insurance, and decide to either buy one month or full year insurance

Step 3: Make Payment to the Insurance Company

Pay the applicable premium to the insurance company directly and share with us the payment confirmation.

Step 4: Upload Your Required Documents

Take clear photos or upload scans of your logbook, ID, and KRA PIN.

Step 5: Get Your TPO Certificate

We’ll issue your insurance certificate within the hour and deliver it digitally via WhatsApp or email.

Why Choose Us?

• 100% Online – No paperwork, no queues
• Licensed Partners – All policies issued by registered insurers in Kenya
• Nationwide Service – Works for anyone, anywhere
• Fast Turnaround – Cover prepared in under an hour
• Secure Payments – You pay directly to the insurer
• Reminders Before Expiry – So you never get caught off guard
• Dedicated Support – Reach us via WhatsApp or call

Frequently Asked Questions (FAQs)

1. Can I buy third party insurance online in Kenya?

Yes. You can buy and receive your TPO certificate entirely online — no office visit required.

2. What’s the cost of one-month third party insurance?

KSh 1,547 for private vehicles. Valid for 30 days.

3. How much is full-year third party insurance?

KSh 7,574 for all vehicle types. Pay in two parts: KSh 4,000 now, KSh 3,574 within a month. Note that commercial vehicles with passengers require additional passenger legal liability cover.

4. Can I pay for third party insurance in installments?

Yes. For the full-year plan, you can pay in two installments.

5. How long does it take to get the certificate?

We issue the certificate within 1 hour after confirming payment and documents.

6. Do I pay you or the insurance company?

You pay directly to the insurance company for full transparency and trust.

7. What documents do I need to submit?

Pictures of your logbook, National ID, and KRA PIN.

8. Do you serve customers outside Nairobi?

Yes, we serve all regions in Kenya. Everything is done online.

9. What happens if I forget to renew?

We’ll send you reminders before your insurance expires so you’re always covered.

10. How can I get help if I’m stuck?

Contact us via WhatsApp or call — our team is here to help you at any step.

Ready to Get Covered?

Fill out the form below to buy your third party motor insurance certificate now. Get your certificate fast, securely, and without paperwork.